These Terms govern your use of OmniStrat AI: OmniStrat Foundry, the Terminal, Agora, the OmniStrat Passport, the marketing site at omnistrat.ai, and any related services (together, the "Service"). By creating an account or otherwise using the Service you agree to these Terms.

1. Eligibility

You must be at least 13 years old to create an account, and at least 18 (or your local age of majority) to subscribe to a paid plan. You must use the Service for lawful purposes only. If your jurisdiction prohibits using foreign-hosted technology services, do not use the Service.

2. Your account

One Passport identifies one person. You are responsible for keeping your password and any provider keys you bring to Foundry (BYOK) confidential. You must promptly tell us at security@omnistrat.ai if you suspect your account is compromised. We will not be liable for losses incurred from unauthorized access that you could have prevented with normal account hygiene.

3. Acceptable use

Do not use the Service to:

• Build or train weapons, surveillance against individuals, or systems intended to deceive at scale.
• Generate or distribute content depicting the sexual abuse of minors.
• Generate non-consensual intimate imagery of real people.
• Run market manipulation schemes through the Terminal. Pump-and-dump, wash trading, layering, and similar are prohibited regardless of your local regulatory framework.
• Bypass the rate limits, the cost caps, the audit chain, or any other safety feature.
• Resell access to the Service in a way that doesn't comply with Section 9 below.

If we find a customer materially violating these rules we will suspend the account, attempt to contact you, and (in cases of imminent harm) report to the relevant authority.

4. Foundry and AI providers

Foundry brokers requests to upstream AI providers (Anthropic, OpenAI, Google, AWS, Cloudflare Workers AI, and others). You agree to each provider's acceptable-use policy when you route to them. We surface those policies in our docs. If a provider rejects your request, Foundry will surface the rejection. We do not bypass provider safety systems.

5. Terminal and the markets

The Terminal is not your broker and is not your financial advisor. We provide tooling. Your broker executes your trades. You are solely responsible for every order you submit. Strategy backtests are historical and do not predict future returns. Past performance is not indicative of future results. If you are uncertain about a strategy, paper-trade it first.

Group and copy execution. Trade groups let a leader submit orders that execute across multiple member accounts. By adding an account to a group, or executing a group order, you represent and warrant that you have full legal authority over every member account: it is your own account, an account of your firm you are authorized to trade, or a third-party account for which you hold a written trading authorization (such as a power of attorney or letter of direction) and any registration or exemption your role requires (for example under CFTC/NFA rules for futures or investment-adviser rules for securities). Third-party (client) accounts require the Enterprise copy-trading capability. OmniStrat is a neutral technology provider: we do not select trades, do not custody funds, and charge platform fees that are not contingent on trading profits. Automated trade management (stops, targets, breakeven, trailing) is provided on a best-efforts basis and can fail. Including due to broker outages or rejected orders, and you remain responsible for supervising every managed position.

6. Agora and attestations

Agora hosts cohorts, matchmaking, and cryptographic attestation. Signatures you produce (via Ed25519 keypairs generated in your browser) are yours and are legally attributable to you. Match Certificates and attestations are publicly verifiable by design. We do not review the substantive content of what you sign; you are responsible for confirming any document reflects the agreement you intend to enter. Verification does not constitute legal advice.

7. Subscriptions, billing, refunds

Paid plans are charged in advance, monthly or annually, in US dollars. Annual plans receive a 10% discount vs the monthly rate as a commitment reward. We do not auto-upgrade your plan. We do auto-renew at the same tier unless you cancel before the renewal date through your Passport's billing portal.

Refunds. We will refund a charge made in the last 30 days if you ask and have not used materially more than 10% of the included usage. Enterprise contracts are governed by their own MSA.

Price changes. If we raise prices, current subscribers keep their existing rate until their next renewal. We will email at least 30 days before any price change.

7.1 How to cancel

You can cancel any monthly or annual subscription at any time by opening your Passport, navigating to Billing, and clicking "Manage subscription". Which opens a hosted Stripe Customer Portal where cancellation is a single-click action, effective at the end of the current billing period. No email, phone call, or retention conversation is required. If the portal is unreachable, emailing billing@omnistrat.ai from your registered address is equivalent notice. Cancellation stops future charges; it does not automatically refund the current period (see refund policy in Section 7).

7.2 Taxes

Prices displayed on the pricing page are exclusive of sales tax, VAT, GST, and similar transaction taxes. Where we are required to collect such taxes (including US state sales tax in nexus states, EU/UK VAT, and equivalent jurisdictions), the applicable tax is calculated automatically at checkout based on the billing address you provide and appears as a separate line item on your invoice. B2B customers with a valid VAT ID may enter it at checkout to invoke reverse-charge treatment where local law permits. Where the customer is responsible for withholding or remitting tax directly (e.g. certain cross-border B2B scenarios), the customer indemnifies OmniStrat AI for any assessment arising from the customer's failure to do so.

7.3 Failed payments

If a scheduled payment fails, we will retry the charge up to three times over ten days and email the primary billing contact after each failure. If the balance is not cured within that window, entitlements attached to the failed subscription are suspended until payment succeeds. Data and configuration are preserved for at least 90 days after suspension; permanent grants (one-time attestation purchases, add-ons paid in full) are not affected. Repeated failures may trigger downgrade to the Free tier; you may resubscribe at any time.

7.4 Chargebacks and disputes

If you dispute a charge with your bank or card network without first attempting to resolve it with us, we may (a) suspend the affected account pending resolution, (b) recover the disputed amount plus any bank-imposed dispute fee from any refund otherwise due, and (c) decline to re-enable the account until the dispute is withdrawn or otherwise resolved. We encourage you to email billing@omnistrat.ai first, we resolve legitimate billing issues within one business day.

8. Service availability

Our availability targets are set per plan and published in our SLO: Free 99.0%, Pro 99.5% monthly, Enterprise 99.9% monthly (99.95% quarterly). Enterprise plans include contractual service-level credits, available on request when monthly uptime falls below the target, as set out in your agreement. Free or trial use is provided as-is. Maintenance windows are announced via the status page when possible.

9. Resale, embedding, and BYOK

You may build products that route through your OmniStrat Foundry instance. You may not resell raw Foundry access to third parties without a separate agreement (this is an Enterprise conversation). You may bring your own provider keys (BYOK). Foundry never holds plaintext BYOK secrets at rest; only the wrapped ciphertext.

10. Intellectual property

OmniStrat AI and all related software, branding, designs, and assets remain our property. You retain ownership of your prompts, your trades, your save data, and any content you upload. By using the Service you grant us a limited license to process that content as necessary to provide the Service to you.

10.1 No reverse engineering, cloning, or derivative service

You will not (and will not permit any third party to) reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code, algorithms, or trade secrets underlying the Service, except to the extent such restriction is prohibited by applicable law. You will not use the Service. Nor knowledge obtained from your use of the Service, to build, train, or improve a competing product or service, including any AI gateway, verifiable-attestation platform, chain-anchored audit ledger, or trading terminal that materially replicates OmniStrat's cryptographic architecture, entitlement model, or audit design. For clarity, ordinary use of the Service to build applications, run trading strategies, or issue attestations for your own business is permitted and encouraged; using the Service as a blueprint for a competing platform is not.

10.2 Non-solicitation of personnel

For twelve (12) months after your account terminates for any reason, you will not directly or indirectly solicit, hire, or engage as a contractor any then-current or recently-departed (within the prior 6 months) OmniStrat employee, officer, or exclusive contractor with whom you had substantive contact during your use of the Service, without our prior written consent. General public job postings that are not targeted at specific OmniStrat personnel are not a breach of this section.

10.3 Non-circumvention

You will not attempt to circumvent the Service's usage limits, entitlement gates, cost caps, or tier features through technical means, including but not limited to running multiple accounts to evade seat counts, sharing API keys across separate organizations under common control, spoofing Passport JWTs, or exploiting rate-limit gaps. Reasonable multi-account use across genuinely separate business entities is not circumvention; using multiple accounts to defeat pricing tiers or entitlement gates on a single business is.

10.4 Feedback license

If you provide suggestions, ideas, feature requests, bug reports, or other feedback about the Service, you grant us a perpetual, irrevocable, worldwide, royalty-free license to use, incorporate, and commercialize it without attribution or compensation. You represent that you have the right to grant this license and that your feedback is not subject to a non-disclosure obligation you owe to a third party.

11. Disclaimers

The Service is provided "as is" and "as available." We disclaim warranties of merchantability, fitness for a particular purpose, and non-infringement, to the extent allowed by law. We do not warrant that the Service will be uninterrupted, that defects will be corrected, or that the Service is free of viruses.

12. Limitation of liability

To the maximum extent allowed by law, our aggregate liability arising out of or relating to the Service is limited to the greater of (a) the amount you paid us in the 12 months before the claim, or (b) US$100. We are not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, including lost profits or lost data. Some jurisdictions do not allow these limitations; in those jurisdictions, our liability is limited to the extent permitted by law.

13. Governing law and disputes

These Terms are governed by the laws of the State of Florida, United States, without regard to its conflict-of-law principles. If you are a consumer in the EU/UK, mandatory consumer law in your jurisdiction supplements these Terms.

13.1 Binding arbitration

Read this section carefully. It affects your legal rights. Except for claims that may be brought in small-claims court, and except as prohibited by your jurisdiction's mandatory consumer law, you and OmniStrat AI Inc. agree to resolve any dispute arising out of or relating to the Service or these Terms by binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, with arbitration seated in Orange County, Florida. The arbitrator's decision is final and may be entered as a judgment in any court of competent jurisdiction. You and we waive any right to a trial by jury.

13.2 Class action and jury waiver

You and OmniStrat AI Inc. each waive any right to bring or participate in a class action, collective action, or representative action against the other. Disputes must be brought in your or our individual capacity, not as a plaintiff or class member in any purported class, collective, or representative proceeding. The arbitrator has no authority to consolidate claims or to preside over any form of class or representative proceeding. If a court finds this class-action waiver unenforceable, then the entire Section 13.1 (Binding arbitration) is null and void as to that dispute, and the dispute will proceed in the state or federal courts located in Orange County, Florida.

13.3 30-day right to opt out of arbitration

You may opt out of Sections 13.1 and 13.2 by sending written notice to legal@omnistrat.ai within 30 days of first accepting these Terms. Your notice must include your account email and a clear statement that you opt out of arbitration. Opting out will not affect any other part of these Terms.

13.4 Court venue for non-arbitrable claims

For any claim not subject to arbitration -- including claims brought in small-claims court, opt-out elections under Section 13.3, claims related to intellectual property infringement, and claims by EU/UK consumers under mandatory local law -- the state or federal courts located in Orange County, Florida have exclusive jurisdiction (without limiting EU/UK consumers' rights to bring claims in their home jurisdiction).

13.5 Accessibility (ADA)

OmniStrat AI Inc. is committed to ensuring that our Service is accessible to people with disabilities and to substantially conforming with Web Content Accessibility Guidelines (WCAG) 2.2 Level AA. If you encounter an accessibility barrier on the Service, or if you need this Agreement provided in an alternate accessible format, please contact accessibility@omnistrat.ai. We will make reasonable efforts to provide the information you need or to remediate the barrier in a timely manner.

14. Termination

You may close your account at any time. We may suspend or terminate accounts that violate these Terms, that we are required by law to suspend, or after a sustained period of non-use of a paid account that we have failed to reach for billing updates.

15. Changes to these Terms

If we change these Terms in a way that materially affects your rights, we will notify you by email at least 30 days before the change takes effect. Other changes may be made without notice. The current version of the Terms is always at this URL.

16. Contact

Questions about these Terms: legal@omnistrat.ai. Privacy: privacy@omnistrat.ai. Security: security@omnistrat.ai. Everything else: hello@omnistrat.ai.